Improving Your Credit Score
Posted by on August 12, 2014
About half of all unpaid collections on consumers’ credit reports are medical debts. The Consumer Financial Protection Bureau (CFPB) released a research report earlier this year that found consumers’ credit scores may be overly penalized for medical debt that goes into collections and shows up on their credit report.
FICO recently announced that would no longer weigh medical debts as part of the company's widely-used credit scores. The newer FICO scores will also ignore any collections that have already been paid. These changes may not dramatically change your credit score, but it could help secure a better interest rate for a loan.
FICO scores are just one type of credit score based on a consumer's credit history. In addition to paying bills on time, the CFPB has listed several ways to improve your credit history and also has a link to complain about inaccurate credit reports.
Keep track of your credit report by requesting a free credit report. Congressman Scott helped pass the Fair and Accurate Credit Transactions Act of 2003 (P.L. 108-159) which allowed Americans to request a free credit report from each of the credit reporting bureaus each year. Georgia residents are able to request two free credit reports since state law had previously allowed for two reports a year.
Have a complaint about your credit report? You can contact the CFPB for assistance at: https://help.consumerfinance.gov/app/creditreporting/ask
What are your experiences with checking your credit history? Was the information accurate?
U.S. Congressman David Scott's job fair draws close to 10,000
Posted by on March 31, 2014
Friday, March 28, 2014 6:11 PM EDT By Tony McNary
Updated: Mar 28, 2014 6:11PM
COLLEGE PARK, GA (CBS46) -
Verlicia Carroll is the Human Resource Specialist for the gunmaker Glock.
Just last year she was in the same position as many people looking for jobs at U.S. Congressman David Scott's 11th Annual Job Fair at the Georgia International Convention Center, Friday.
"It was extremely tough to find a job. After six months not being able to find anything, a year went by, a year and a half went by, I was at loss. I was at a loss," said Carroll.
Glock was one of more than 100 companies that need to fill positions.
"They are looking to fill 4,449 positions. That's how many jobs can walk out of here today," said Scott.
Employers included Home Depot, Walmart, Glock, several law enforcement agencies, banks and several others.
Carroll attended Scott's job fair last year looking for a job.
"Everyone said it doesn't work, it's a waste of time, but I came anyway. I just wanted to get my resume out there the best I could and make an impression by talking to people," said Carroll.
Now she's in a position to help others.
"Did not think within a year's time I would be standing here recruiting," said Carroll.
In addition to jobs, help was available for those facing foreclosure.
"We have $339 million that we brought down from Washington to help struggling homeowners who are unemployed or under employed, to get up to 24 months free home mortgage," said Scott.
Congressman David Scott to honor students at 12th Annual Congressional Art Competition “An Artistic Discovery”
Posted by on February 24, 2014
WHAT: Congressman David Scott will host an awards ceremony to honor all participating students of his 12th Annual Congressional High School Art Competition, An Artistic Discovery. To date, Congressman Scott has awarded over $300,000 in scholarships to local student artists.
This year’s competition includes a special partnership with the Cultural Arts Council of Douglasville/ Douglas County.
MEDIA CONTACT: Chandra Harris, Office of Rep. David Scott. 770-210-5073; Chandra.Harris@mail.house.gov.
Congressman David Scott to host Annual Military Academy Ceremony
Posted by on January 24, 2014
WHAT: Congressman David Scott (GA-13) will host a special ceremony to honor 31 local students with nominations to attend one of our nation’s prestigious military service academies. This year’s students will receive nominations to attend the United States Air Force; Merchant Marine; Military (West Point); and Naval academies.
· Horato Brown, Hampton resident, Lovejoy High School
· Breanna King, Jonesboro resident, Mundy's Mill High School
· Briana Stokes, Riverdale resident, Mundy's Mill High School
· Morris Allen, III, Powder Springs resident, McEachern HS
· Grace Miller, Mableton resident, Whitefield Academy
· Morgen Richards, Mableton resident, Campbell HS
· Nicholas Russell, Marietta resident, Whitefield Academy
· Kyle Trammell, Powder Springs resident, U.S. Air Force Academy Prep School
· Jamel Brown, Douglasville resident, Alexander High School
· Troy Davis-Denson, Douglasville resident, Griggs International Academy
· Brian Hood, Jr., Douglasville resident, Douglas County High School
· Ashley Jennings, Douglasville resident, Douglas County High School
· Shemar McCuller, Douglasville resident, Douglas County High School
· Justin McManis, Douglasville resident, U.S. Air Force Academy Prep School
· Anthony Picas, Douglasville resident, Chapel Hill High School
· Hayden Robinson, Douglasville resident, The Heritage School
· Alec Ross, Douglasville resident, Douglas County High School
· Charles Wagner, Villa Rica resident, Douglas County High School
· Desmond Wareham, Douglasville resident, Douglas County High School
· Hayden Frey; Fayetteville resident; U.S. Merchant Marine Academy Prep School
· Christian Ingalls; Fayetteville resident; Fayette County High School
· Kenadee Walker; Fayetteville resident; Sandy Creek High School
· Jonathan Timm; Fayetteville resident; Sandy Creek High School
· Oscar Prioleau, III; Fairburn resident; Henry W. Grady High School
· Estrella Curry; Stockbridge resident; U.S. Military Academy Prep School
· Marquis Griffin; Stockbridge resident; U.S. Air Force Academy Prep School
· Christel Jeudi; Stockbridge resident; Active Duty Army Soldier
· William Renner; McDonough resident; Union Grove High School
· Justin Smith; McDonough resident; Union Grove High School
· Benjamin O’Donnell; Canton resident; Creekview High School
· Jack O’Donnell; Canton resident; Creekview High School
MEDIA CONTACT: Chandra Harris, Office of Rep. David Scott. 770-210-5073; Chandra.Harris@mail.house.gov
2014 Congressional Schedule
Posted by on January 07, 2014
Happy New Year. The 2014 House legislative schedule is available online at http://www.democraticwhip.gov/calendar This schedule is helpful for planning trips to Washington.
If you are planning a trip to Washington this year, you may be interested in information about tours: http://davidscott.house.gov/constituentservices/visitdc.htm
Reducing the VA Backlog
Posted by on October 28, 2013
Congressman Scott is committed to making sure that veterans have timely access to benefits they have earned and he is working to end the disability claims backlog at the Department of Veterans Affairs’ (VA).
The number of VA disabilities claims has increased in the last few years as more veterans from the wars in Iraq and Afghanistan began seeking benefits, and as eligibility for benefits was provided for new diseases associated with exposure to Agent Orange during the Vietnam War. There are over 700,000 disability claims pending, with over 400,000 in the backlog. Over the last six months, the backlog had been reduced by over 30%, or 190,000 claims. However, the unnecessary government shutdown reduced the progress made on the veterans backlog and halted appeals.
Today the House passed H.R 2189 by a vote of 404-1. H.R. 2189 establishes a special panel to seek ways of eliminating the VA's backlog of disability claims and speeding up the claims appeal process. It also requires the VA to take a number of actions to speed up claims by prioritizing the processing of claims for the elderly and those with life-threatening illnesses. It also directs the VA to enter into agreements with other agencies to expedite the transfer of medical records and it establishes a training program for newly hired claims processors.
We have an obligation to care for and honor America's servicemen and women, their families, and our veterans for their bravery and sacrifice. If you have a concern with your VA case, please contact Congressman Scott's office.
Congressman David Scott is Accepting U.S. Military Academy Applications
Posted by on October 09, 2013
Today Congressman David Scott (GA-13) announced that his District Offices are accepting applications from students interested in receiving a nomination to attend one of our nation’s military service academies.
“The privilege of nominating qualified students to the United States Air Force, Military, Merchant Marine, and Naval Academies is one of my most important and rewarding responsibilities,” said Congressman Scott. “The education provided at our nation’s prestigious service academies is of the highest quality and offers challenges that develop our young people into future leaders.”
Interested students should contact Congressman Scott’s Office and complete applications available online on the Congressman's military academy page link. Applicants will be evaluated on the basis of academic performance, leadership ability, moral character, adequacy of preparation, and commitment to attend a service academy. All completed applications must be mailed to or delivered by Friday, October 25, 2013 to Congressman David Scott’s Jonesboro or Smyrna District Office.
To be considered for an appointment to a service academy, an applicant must meet the eligibility requirements established by law and be nominated from an authorized person including a Member of the United States Senate or the House of Representatives.
Applicants must also meet the following eligibility requirements as of July 1 of the year of admission to a service academy: must be at least 17 years old, but not have passed the 23rd birthday; must be a United States citizen; must be a legal resident of Georgia’s Thirteenth Congressional District; and must be unmarried, not pregnant, and have no legal obligation to support children or other dependents.
Mental Health Coverage and the Affordable Care Act
Posted by on September 25, 2013
According to the National Alliance on Mental Illness, adults with mental illness lack coverage at significantly higher rates than those without mental illness. In addition, about a quarter of young adults between the ages of 19-25 are uninsured during the years that many will experience their first mental health condition.
Plans in the health insurance Marketplace include mental health and substance use disorder services. This includes behavioral health treatment, counseling, and psychotherapy. Under the Affordable Care Act, you cannot be denied insurance due to a preexisting conditions such as a mental health condition.
For more information about how the Affordable Care Act can help you or your loved ones obtain mental health coverage, visit https://www.healthcare.gov/
History of 225 Cannon Office Building
Posted by on September 20, 2013
Congressman Scott currently uses 225 Cannon House Office Building as the office for the constituents of the 13th Congressional District. The Cannon Building, completed in 1908, is the oldest congressional office building and is a significant example of the Beaux Arts style of architecture. After the Cannon Building opened in 1908, all members of the House of Representatives had an office for the first time. Before the Cannon Building, some committee chairmen used their committee room as an office, but most members worked at their desk in the House Chamber.The Office of the Clerk researched the history of 225 Cannon and found some notable occupants, including former Vice President Dick Cheney. You can research past Members of Congress on the Clerk's website.
225 Cannon occupants
Charles Tirrell of Massachusetts 1909-1910
John Mitchell of Massachusetts 1911
Frank Wood of Iowa 1909-1919
George Lindsay of New York 1909-1913
John Moore of Texas 1911-1913
Harry Dale of New York 1913-1919
Robert Thomas of Kentucky 1913-1915
William Rodenberg of Illinois 1915-1922
Christian Ramseyer of Iowa 1919-1932
Charles Faust of Missouri 1924-1925
Edward Fenn of Connecticut 1926-1931
Charles Millard of New York 1932
Charles Underhill of New York 1932
Edward Kelly of Illinois 1933-1942
John Burke of California 1933-1934
James McAndrews of Illinois 1935-1940
Alfred Beiter of New York 1941
Robert Rockwell of Colorado 1942-1944
Winifred Stanley of New York 1943-1944
Michael Mansfield of Montana 1945-1948
- Senate Majority Leader, serving sixteen years, from 1961 until his retirement in 1977, (longest-serving Majority Leader)
- Senate Majority Whip under Majority Leader Lyndon B. Johnson from 1957 to 1961.
John Sheridan of Pennsylvania 1945-1946
Angier Goodwin of Massachusetts 1947
Harold Donohue of Massachusetts 1948-1960
Theodore Irving of Missouri 1949
Earl Chudhoff of Pennsylvania 1950-1956
Harry Haskell, Jr., of Delaware 1957-1958
Cornelius Gallagher of New Jersey 1959-1966
Richard Schweiker of Pennsylvania 1961-1962
Louis Wyman of New Hampshire 1963-1964
James Howard of New Jersey 1965-1968
Joe Skubitz of Kansas 1967-1968
John Wydler of New York 1969-1970
Nick Galifianakis of North Carolina 1971-1972
-uncle of comedian Zach Galifianakis
Wilmer Mizell of North Carolina 1973-1974
James Jones of Oklahoma 1975-1978
John LaFalce of New York 1979-1980
Dick Cheney of Wyoming 1981-1986
-House Minority Whip
-Chairman of the House Republican Conference.
William Lowery of California 1987-1988
Douglas Bosco of California 1989-1990
Richard Ray of Georgia 1991-1992
-Mayor, Perry, Georgia
-Administrative Assistant to Senator Sam Nunn
James McCrery III of Louisiana 1993-1996
Robert Franks of New Jersey 1997-2000
Frank LoBiondo of New Jersey 2001-2006
Timothy Bishop of New York 2007-2008
David Scott of Georgia 2009-Present
Small Business Health Insurance Plans
Posted by on August 16, 2013
The Small Business Health Options Program (SHOP) is a new program that simplifies the process of buying health insurance for small businesses. The SHOP program enrollment launches on October 1 to give small businesses new ways to provide health coverage to their employees. To learn about how SHOP can work for your small business, visit: https://www.healthcare.gov/small-businesses/
Benefits of the SHOP Marketplace
You can get high-quality coverage: All SHOP plans offer your employees a set of 10 comprehensive benefits. They cover things like pre-existing conditions, pregnancy, hospitalizations, doctor's visits, preventive care, prescriptions, and more.
You control coverage and costs: The SHOP Marketplace makes it easy to discover and compare your insurance options. You control the coverage you offer and how much you pay toward employee premiums. And you may qualify for a tax credit worth up to 50% of your premium costs.
Coverage is available in every state: No matter what state you do business in, you’ll have access to the SHOP Marketplace. Find the SHOP Marketplace that serves you.
Are you self-employed? You qualify for the Health Insurance Marketplace for individuals and families instead of the SHOP program.
You can also call to ask a customer service representative about small business insurance at 1-800-706-7893 or (TTY: 1-800-706-7915 ). The call center is open Monday through Friday, 9 a.m. to 5 p.m. EST.
Do you plan on checking out the small business plans? What concerns do you have about the new health plans? Have you had trouble finding affordalbe insurance before now due to age or preexisting condition?