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Today, eligible residents of Georgia will be able to apply for coverage through the state’s Pre-Existing Condition Insurance Plan program run by the U.S. Department of Health and Human Services.  The Pre-Existing Condition Insurance Plan was created by the Affordable Health Care Act to make health insurance available to those who have had a problem getting insurance due to a pre-existing condition.     

“Too many Georgians are at risk of falling into bankruptcy due to their medical condition,” Congressman Scott said.  “I voted for The Affordable Health Care Act to help folks who have lost insurance due to pre-existing conditions and have no safety net.  This new program will help many Georgians manage their disease and offer a lifeline to financial security.”

PCIP will cover a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs.  The Pre-Existing Condition Insurance Plan does not charge a higher premium just because of a medical condition and does not base eligibility on income.

To qualify for coverage:

• You must be a citizen or national of the United States or lawfully present in the United States.
• You must have been uninsured for at least the last six months before you apply.
• You must have had a problem getting insurance due to a pre-existing condition.

Coverage will begin August 1 if you apply and are approved for enrollment by July 15th. Generally, a completed application received on or before the 15th of the month will go into effect on the first day of the next month. For more information, please visit the Pre-Existing Condition Insurance Plan website at: http://www.pcip.gov/ or call 1-866-717-5826.

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