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Home foreclosures are declining and property values are increasing in Georgia.  Yet, many neighborhoods around metro Atlanta are still working to return to full strength.  Congressman Scott has been promoting programs to help individual homeowners and communities deal with the financial epidemic of foreclosures and falling home values.  Just this past January, a major housing assistance event was held in Cobb County with the assistance of the US Departments of Treasury, HUD and the Making Home Affordable Coalition. This is the third major housing event held in the 13th Congressional District in the past three years.  The event in 2012 was held at the GICC in College Park.

If you are struggling to stay in your home, don't give up!  There are many resources available to help.

HUD has a list of tips on how to avoid foreclosure.

Several programs are available to help homeowners who are underwater, want to refinance, are unemployed or who want to avoid foreclosure.  You can view several of the programs available through the Making Home Affordable initiative.

The Homesafe Georgia program can help you make payments if you are currently unemployed.

Details of the national mortgage settlement with major banks can be found online at: http://www.nationalmortgagesettlement.com/

If you are having trouble reaching your lender, you can contact our office to help.  What are you seeing in your neighborhood?  Is the housing market improving? Have you been able to refinance or avoid foreclosure?